Wind Mitigation Inspections for Naples Real Estate

As anyone who lives in southwest Florida knows, wind is definitely an issue when it comes to keeping our homes protected against the elements. Most of the time it’s not a serious issue, but every now and then, high winds appear – possibly resulting in damage to the home that results in higher insurance premiums.

Realtors showing Naples real estate should consider having a wind mitigation inspection conducted by a trained professional, as to offer a good selling point to potential buyers who are concerned about high insurance premiums and structural damage to their new homes.

What is Wind Mitigation?

Southwest Florida, as with most other parts of the state, is susceptible to high wind damage. It is not an everyday occurrence, of course, and many people go for years without having to file a claim due to high wind damage on their property. But, with Florida being Florida, it is still a concern.

Wind mitigation is when a home is designed in such a way as to reduce or eliminate the damage from high winds. These homes usually have features like reinforced roofing, window shutters, impact-resistant windows, hip-shaped roofs, and even landscaping designed to act as windbreaks. Insurance premiums for wind damage on these homes are almost always lower than homes without these improvements or qualities.

Getting a Naples Real Estate Inspection for Wind Mitigation

While some features are visible to the naked eye, most aren’t – which is why Realtors who really want a professional opinion need to find licensed and qualified home inspectors to conduct thorough wind mitigation tests on the home. Elsewhere, this may or may not be needed; in southwest Florida, with Naples real estate, it’s a virtual necessity.

Licensed home inspectors are required to have certifications from the state of Florida in order to conduct business within the state. Contact your local home inspector and schedule a walkthrough of any prospective property so that you can offer informed advice to your buyers. Some popular home modifications are not necessary; those that mitigate wind damage are, especially in Florida.